Our commercial lease and consumer finance applications can now be filled online!
Apply by Fax or Email
Equipment leasing with Polaris is very simple process:
- Contact us once you choose the equipment – and we will provide you with a lease quote and credit application.
- Once a term is selected from the quote, send us your completed and signed credit application for review.
- We will contact you to review the approval.
- We will send you the lease documents to review and sign.
- The vendors will receive payment within 48 hours from when we receive the signed documents. Equipment delivery arrangements are to be made with your vendor.
Questions? We’re ready to help.
Types of Leases
We provide a number of innovative lease structures, all at competitive rates:
This type of lease is ideal for businesses with seasonal cash flows. Leases are tailored so that payments might be lower during the summer months and higher during the rest of the year, or vice versa.
SEMI ANNUAL, ANNUAL AND MONTHLY LEASES
Various payment options allow you to match scheduled payments with your cash flow. Semi annual and annual payments are very popular in the agricultural industries.
STEP PROGRAM LEASES
Step leases allow lease payments to either increase (Step-Up) or decrease (Step-Down) over the term of the lease to better meet unique cash flow situations. It provides an ideal match for revenue growth and financing.
BALLOON PAYMENT LEASES
A lease purchase provides for a balloon payment, which is equivalent to the projected market cost of the equipment at the end of the contract.
A popular type of lease, a stretch lease provides for an early purchase option that can be exercised by the customer after a specific number of payments.
We can be a one stop shop for you leasing needs. We now provide consumer financing for most assets and home improvements.